Law office of Asher Harris
Asher Harris

Insurance Companies

Mr. Harris represents clients throughout the insurance industry, including captive insurance companies,
A captive insurance company is an insurance company that is formed and owned by a business to insure all or some of the risks of the enterprise itself. Under certain circumstances, the formation of a captive insurance company can be a more tax-efficient risk financing technique than purchasing insurance from an unaffiliated third party provider.
insurance companies, insurance intermediaries, and reinsurance companies.
  • Premium financings,
    Premium financing is a strategy in which funds for the payment of premiums on a life insurance policy are borrowed from a lender, often on a non-recourse basis.
    investor owned life insurance
    Investor owned life insurance is a strategy in which an investor purchases a life insurance policy from its original owner, generally with the intention of continuing to pay premiums on the policy until the death of the insured.
    and other strategies based on the purchase of life insurance policies.
  • Mergers and acquisitions of insurance companies.
  • Insurance company corporate finance.
  • Captive insurance company formation.
  • Representation of foreign insurance and reinsurance companies on matters of United States tax law.